Drawbacks of Insurance Careers

·    Hours worked
Again, this is both a pro and con when you're an insurance agent. You're completely independent as an insurance agent in most cases; in other words, your schedule is determined by what your clients need. So you're going to work long hours, and you may work irregular hours, too. That said, because you're generally independent, you can take time off as you need to instead of having to "clock in" for a regular job.

That's great if you're motivated, like to be in control of your own hours, and know how to manager time. That's a bad thing, though, if you're someone who needs the structure of a 9-to-5 job to be motivated to get your work done. You may simply "wash out" as an insurance agent if you can't be disciplined enough to stay motivated even when work is slow and you're not working a lot, until things pick up.

·    Licensing
Finally, to have a good resume that will get you interviews, you're going to have to be licensed in your particular field as an insurance agent to be successful in most cases, although you can in some cases start out in more subordinate jobs without licensing until you can get yours. What does getting your license mean? It means you have to study for and sit for a test to get your license before you can practice as an insurance agent. That's good news if, again, you're motivated enough to study, pay the fees necessary, and pass the test so that you can sell insurance. However, it's bad news if you don't have the patience to study and sit for the test, pass it, get your license, and get on with the job.

In short, insurance careers are what you make of them. If you're motivated, are a good salesperson, and you love the field of insurance, you're likely going to do well. If you're not motivated or selling insurance is not a good fit for you, you won't succeed. Because of that, it's up to you to determine whether or not selling insurance is something you would like to do and would succeed at; if it is, though, the only person who can determine your success is you.


Gail Esparan