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Employment Wanted
Job Description 1: Collections
Job Description 2: Administration
Job Description 3: Banking
Career Goals: I have over 10 years of banking experience and I would really like to get back into collections, or a position that will lead me back to collections. I work well under stress and with deadlines.
Willing to Relocate?: Yes
Additional Info
Karen R. Quade

P.O. Box 284 ? Leonardtown, MD 20650
Phone: (301) 997-1470 ? E-Mail: KQ96@verizon.net


I am looking for an employment opportunity which will allow me to contribute to your organizations success, organizational objectives and demands. A few of my contributions would be the use of exceptional customer service, aggressive work habits, outstanding people skills and a strong background in computer knowledge.


December 2007 to Present St. Mary’s Hospital
Department Secretary Hospice of St. Mary’s

Duties include: performs various clerical/secretarial/receptionist duties for the department, face to face and
telephone customer service, maintain confidentiality, maintain departmental statistics and databases, types/
photocopies/ files various documents including letters, memos, meeting minutes, mailing lists and forms,
utilize current software, sort and distribute mail daily, order routine office supplies, provide support for
projects, coordinate special events, process invoices for accounts payable submission, maintain directors
calendar, transcription from hand written material, taped recordings or dictation device, take minutes,
prepare agendas, schedule and coordinate meetings, including room booking, invitations via lotus notes,
catering reminder notices and hand out preparation, prepare power point presentations, prepare flow charts
and graphs for data presentation, mail merge, compose correspondence, maintains and makes revisions to
policies, demonstrate competency in all areas, proficient in the use of all office equipment, performs duties
in an independent manner, timely completion of all work assignments, courteous and cooperative with

February 2005 to September 2007 Mercantile Southern Maryland Bank
Account Adjuster (formerly First National Bank of St. Mary’s)

Duties included: adjust delinquent accounts at serious delinquency levels, contact delinquent accounts via telephone, mail or in person to request payments to bring the account to current status, maintain compliance with Fair Credit Act and regulations involving collection procedures, assist customers with the terms to secure payments for the past due amount or establish an alternative payment plan, obtain and prepare information needed for modifications and/or other alternate payment plans, attempt to locate customers who cannot be located at listed telephone number or address, maintain documentation on all collection activities to facilitate future collection, recommend accounts for charge off, and legal action, prepare legal documents for recording, (i.e.: judgments, proof of claims, judgment renewals, wage garnishment, death claims, liens, etc.), assist in determining acquisition of or distribution of repossessed assets, markets the bank to customers and prospective customers, respond to consumer inquiries with in the same day, provide assistance to loan officer on delinquent customers, title work, run credit bureau reports, collection of old charge off loan accounts, problem solving, assign repossessions, run reports daily, monitor legal cases and maintain correspondence with legal counsel, go to court to represent Bank, get legal documentation prepared for foreclosure, attend court held foreclosures, identify future credit risk issues, other duties as assigned.

June 1999 to February 2005 State of Maryland
Secretary St. Mary’s County Health Department

Duties included: customer service, secretarial support for multiple Health Department programs, (Health Services, MCHP, PWC, Dental Program, Cancer, Tobacco & Cardiovascular Programs), maintain and update multiple data bases with accuracy & integrity, generate reports from these data bases, data entry, coordinate meetings, design brochures and flyers, take phone calls, provide health department service information, order writing, draft letters, send reports to State monthly, troubleshooting, mass mailings, verify and approve invoices for payment, copying, faxing, front desk coverage, special assistance calls, assist in the preparation of quarterly and annual report.

May 1992 to June 1999 First National Bank of St. Mary’s

May 1992 – December 1994 Bank Teller
January 1995 – March 1998 Bookkeeper
March 1998 – June 1999 Loan Clerk

Duties included: customer service, problem solving, counting money, cash drawer, teller settlement, audits,
provide bank service information, prepare money for shipping, take deposits and withdrawals, sell money orders,
cashiers checks and certified checks, inputting and changing accounts and other related computer
duties, input of overdraft decisions, filing, posting savings bond interest monthly, verify work, input CD’s,
IRA’s and Redemptions, balance checkbooks, reconcile statements, inputting of check orders and ATM
card information, issue ATM cards and PIN numbers, process dealer and direct loans, second mortgages
and credit lines, typing, taking phone calls, running credit bureau reports and loan notes, process mail
payments and collections, responsible for getting all loan information together before loan goes for processing, debt ratios, pulling reports off On-Demand system monthly, ordering loan coupon books, take care and maintenance dealer reserve accounts, and all other related duties.


Graduate of Chopticon High School, Morganza, MD 20660, June 1990.
Other Courses Completed:
Microsoft Office Suite: Introduction to MS Power Point
Windows Advanced MS Power Point
Intermediate MS Word
Advanced MS Word English Refresher
MS Excel Proofreading Effectively
Intermediate MS Access Leadership & Management Skills

Banking Courses, Seminars & Training classes on various banking issues.


Personal Computer
Various application packages, strong background and interest in the following: Microsoft Word, Microsoft
Access, Microsoft Excel, Microsoft Publisher and Microsoft Power-Point. Adding Machine, Copier, Fax
Machine, Dictaphone, Telephone with headset.


Alphabetic, Numeric and Correspondence filing, outstanding customer service skills, self starter, responsible, mature, learn quickly, desire to do a good job, excellent organizational skills, excellent follow through skills and attention to detail, excellent verbal, interpersonal and written communication skills, dependable and ambitious.



To Whom It May Concern:

It is the purpose of this letter to serve as a recommendation for Karen Quade. It has been my privilege to work with Karen from 1992 to 1999 and again from 2005 to the present. Karen has worked in many departments of the Bank from the teller line to the collection department. In these various positions she has excelled through her excellent computer skills, hard work, friendly disposition, and good common sense.
As her direct supervisor for the last two years, I have found her to be self motivated and she is able to work with little or no supervision. In her last position Karen worked as a Collection Adjuster. We call her an adjuster because her main job is to adjust the clients thought process regarding repayment of their obligations to the Bank. In this she excels. Her clients for the most part resume their contractual agreement with the Bank, and are able to be retained as valuable customers.
I would be happy to discuss Karen’s qualifications in greater detail upon your request. I thank you for any consideration you may be able to give this recommendation.


Dan Kubican
Executive Vice President

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